You Don’t Have to Get Every Business Decision Right
You Don’t Have to Get Every Business Decision Right — You Just Need to Learn From the Ones You’ve Made You’ve run the numbers. You’ve talked it through with your spouse, your business partner, your accountant, another business owner — maybe all of them. You’ve made the pros-and-cons list. You’ve changed your mind three times. […]
Stop Telling Me What I Should Do!
There is no shortage of advice about what business owners should do. You should grow. You should hire. You should delegate. You should raise your prices. You should improve your margins. You should reinvest in the business. You should build a team. You should get yourself out of the day-to-day. You should scale. And, apparently, […]
The Numbers Are In. Now What?
Financial statements aren’t just the end product of accounting. They’re an input into the next business decision—at every turn. Most businesses produce financial statements. Maybe your bookkeeper sends them every month. Maybe you pull them out of QuickBooks when you need them. Maybe you don’t see them until your CPA asks for them at tax […]
The Four Financial Functions Every Healthy Business Needs
Why professional titles matter far less than the work actually being done. In my previous article, “I Have an Accountant…Which Kind?”, we explored the three disciplines of accounting: Those disciplines explain the work. But they don’t answer this critical question: “Who actually does all of that work?” That’s where business owners often get confused. People […]
“I Have an Accountant.”
…What Kind? “I have an accountant.” I hear that all the time. Whenever someone says it, I almost always ask the same follow-up question: “Tell me about them.” Not because I’m trying to be difficult. Because after years of working with business owners, I’ve learned those four words can mean wildly different things. Sometimes they […]
How Debt Can Kill Your Business (and Why Leverage Isn’t the Enemy)
Debt isn’t just a financial issue — it’s an energetic one. It doesn’t always kill a business outright, but it can — and often long before the numbers show it. Debt drains clarity, confidence, and capacity. It forces short‑term decisions. It keeps business owners in survival mode. It siphons the part of you that could […]
The Em Dash, Misread Signals, and Why Clarity Matters in Small Business Finance
Long before AI existed, writers were already arguing about the em dash. It first appeared in English printing in the 1700s, when typesetters needed a way to create a pause longer than a comma but not as final as a period. By the 1800s, it had become a stylistic signature — Dickens used it for […]
No, That’s Not a Write-Off!
Because the way most people use that phrase is quietly costing them money. “Why isn’t it called a business tax write-off???” That question — asked with complete sincerity in a Schitt’s Creek clip that has no business being as accurate as it is — tells you everything. One character tries to explain that a write-off […]
Bookkeeping Is More Than Just a Few Clicks
There’s a funny mismatch in the financial world that I’ve been thinking about lately. We still use phrases like “prepare financial statements,” even though the literal act of generating those statements in modern software is… pushing a few buttons. Click – Profit & Loss. Click – Balance Sheet. Export – done. So why does the […]